Terms & Conditions

Welcome to the website (the “website”) of The Home Loan Centre. On this website, The Home Loan Centre makes available to you a range of information, documents, files, text, graphics, publications, content, resources and services.

PLEASE READ THE TERMS OF USE CAREFULLY BEFORE USING THIS WEBSITE. By accessing and using this website in any way, including, without limitation, browsing the website, using any information, using any content, using any services, downloading any materials, and/or requesting services, you agree to and are bound by the terms of use (“Terms of Use”) described in this document. IF YOU DO NOT AGREE TO ALL OF THE TERMS AND CONDITIONS CONTAINED IN THE TERMS OF USE, DO NOT USE THIS WEBSITE IN ANY MANNER. The Terms of Use are entered into by and between The Home Loan Centre and you. If you are using the website on behalf of your employer, you represent that you are authorised to accept these Terms of Use on your employer’s behalf.

The Home Loan Centre reserves the right, at The Home Loan Centre’s sole discretion, to change, modify, update, add, or remove portions of the Terms of Use at any time without notice to you. Please check these Terms of Use for changes. Your continued use of this website following the posting of changes to the Terms of Use will mean you accept those changes.

Use of materials limitations

All materials contained on the website are the copyrighted property of The Home Loan Centre, its subsidiaries, affiliated companies and/or third-party licensors. All trademarks, service marks, and trade names are proprietary to The Home Loan Centre, or its subsidiaries or affiliated companies and/or third-party licensors.
Unless otherwise specified, the materials and services on this website are for your personal and non-commercial use, and you may not modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, transfer, or sell any information or services obtained from the website without the written permission from The Home Loan Centre.

Use of documents and publications on the website

Except as expressly prohibited on this website, you are permitted to view, copy, print and distribute publications and documents within this website, subject to your agreement that:

  1. Your use of the information is for informational, personal, and non-commercial purposes only.
  2. You will not modify the documents, publications or graphics.
  3. You will not copy or distribute graphics separate from their accompanying text and you will not quote materials out of their context.
  4. You will display the below copyright notice set out at the end of this document and other proprietary notices on every copy you make.
  5. You agree that The Home Loan Centre may revoke this permission at any time and you shall immediately stop your activities related to this permission upon notice from The Home Loan Centre. Use for any other purpose is expressly prohibited by law.

The permission above to use documents and publications does not include permission to copy the design elements, look and feel, or layout of this website. Those elements of the website are protected by law, such as trade dress, trademark, unfair competition, and other laws and may not be copied or imitated in whole or in part. No logo, graphic, sound or image from the website may be copied or retransmitted unless expressly permitted by The Home Loan Centre.

Except as expressly provided otherwise, The Home Loan Centre make no representations about the suitability of the information contained in the documents and publications and related graphics published on the website for any purpose. All such documents and related graphics are provided “as is” without warranty of any kind. Except as expressly provided otherwise, The Home Loan Centre hereby disclaim all warranties and conditions with regard to this information, including all warranties and conditions of merchantability, whether express, implied or statutory, fitness for a particular purpose, title and non-infringement. In no event shall The Home Loan Centre and/or its respective suppliers be liable for any special, indirect or consequential damages or any damages whatsoever resulting from loss of use, data or profits, whether in an action of contract, negligence or other tortious action, arising out of or in connection with the use or performance of information available from the website.

WARNING: Whilst every effort is made to ensure the accuracy of the documents and related graphics published on the website they could include technical inaccuracies or typographical errors.

Changes are periodically added to the information herein.

The Home Loan Centre may make improvements and/or changes in the product(s) and/or the program(s) described herein at any time without notice.

Disclaimers and other notices on the user of the website

Except as expressly provided otherwise, you assume all risks concerning the suitability and accuracy of the information within the website, materials, publications and documents. The website, materials, publications and documents may contain technical inaccuracies or typographical errors. The Home Loan Centre assumes no responsibility for and disclaims all liability for any such inaccuracies, errors or omissions in the website, materials, publications and documents, and in any other reference.

The Home Loan Centre may make changes to the website, information, website, documents, publications, product offerings and any other information and materials on the website at any time and without notice.

The website may contain links to third-party sites which are not under the control of The Home Loan Centre and The Home Loan Centre is not responsible for the contents on any linked site or any link contained in a linked site, or any changes or updates to such sites. The inclusion of any link does not imply that The Home Loan Centre endorses or accepts any responsibility for the content on such third-party sites.

This website may be accessed throughout Australia and overseas. The Home Loan Centre makes no representation that the content of this website complies with the laws (including intellectual property laws) of any country outside Australia.

If you access this site from outside Australia, you do so under your own advice, and are responsible for ensuring compliance with all laws in the place where you are located.

No unlawful or prohibited use

As a condition of your use of the website, you will not use the website for any purpose that is unlawful or prohibited by these terms, conditions, and notices. You may not use the Services in any manner that could damage, disable, overburden, or impair the server on which this site resides. You may not attempt to gain unauthorised access to services, materials, other accounts, computer systems or networks connected to The Home Loan Centre or to the website, through hacking, password mining or any other means. You may not obtain or attempt to obtain any materials or information through any means not intentionally made available through the website.

Copyright

COPYRIGHT NOTICE: Copyright © 2000–2013 The Home Loan Centre Pty Ltd. Level 5, 71 Northbourne Ave, Canberra, ACT 2601, AUSTRALIA. All Rights Reserved.